Family Investment Company (FIC)
Protect family wealth, reduce inheritance tax, and manage assets efficiently with a Family Investment Company.
Schedule a Consultation
A free video call to find out how we can support your business.
We’ll Give You A Call Back
Leave your details and we’ll call you back to see how we can help.
Speak to Us Your Way
Use our contact page to reach out anytime, we’re ready to help.
A Smart Alternative to Trusts for Passing on Wealth.
A Family Investment Company (FIC) is a private limited company structured to hold, manage, and grow family wealth in a tax-efficient way. It is increasingly used by high-net-worth individuals, business owners, and families who want to preserve wealth across generations while maintaining control.
Traditionally, trusts were the go-to vehicle for succession planning and wealth transfer. However, with tighter tax rules on trusts in the UK, many families now see an FIC as a flexible, modern alternative. By combining company law and tax planning, an FIC allows you to ringfence family wealth, protect assets, and ensure long-term financial control.
At MJ Kane Accountants, we specialise in designing and implementing tailored FIC structures that meet both immediate and future family objectives.
Key Benefits of a Family Investment Company UK
Tax efficiency
Corporation tax rates on retained profits are often lower than personal income tax, allowing wealth to grow more efficiently inside the company.
Wealth preservation
Assets can be protected within the company and kept outside of individual ownership, reducing exposure to risks such as divorce or creditor claims.
Control and flexibility
Parents or founders can retain control over decision-making while gradually passing economic benefits to children or other family members.
Succession planning
Share structures can be designed to separate voting rights from dividend entitlements, giving the next generation a stake in the family wealth without immediately handing over control.
Inheritance tax planning
FICs can be used as part of wider estate planning strategies to reduce potential inheritance tax exposure.
Customisation
Bespoke Articles of Association and Shareholders’ Agreements allow the company to reflect the specific needs and wishes of the family.
Why Choose MJ Kane Accountants?
Specialist tax knowledge
Our firm has deep expertise in FIC formations and tax, inheritance tax planning, and corporate structuring.
Bespoke solutions
We don’t believe in one-size-fits-all. Every FIC is designed to reflect the unique needs of your family.
Trusted by business owners and families
We work with UK entrepreneurs, high-net-worth individuals, and multi-generational families who value clarity, control, and long-term wealth protection.
End-to-end support
From incorporation to annual accounts and tax returns, we manage every aspect of your FIC.
Clear, client-focused advice
We explain complex structures in plain English, so you always feel in control.
Related Services
Guidance to manage finances, recover & protect your future.
Uncover and resolve financial irregularities.
Expert support through HMRC enquiries.
Advice to restructure, stabilise finances, and drive growth.
Support to manage cross-border tax and stay compliant.
Guidance on crypto reporting, compliance, and planning.
Tax-Efficient Family Investment for Wealth Planning.
Need help with Crypto & Digital Asset Tax?
Call: 028 9335 0290
New Client Enquiries
Schedule a Free Video Consultation, with a Senior Accountant.
MJ Kane
Partner & Senior Accountant ACCA Qualified | BSc Accounting
SME Tax Compliance | Crypto Taxation Compliance | Business Structuring
Jonathan Greenway
Partner & Senior Accountant ACCA Qualified | BSc Hons Business Studies
SME Tax Compliance | Property Capital Gains | Inheritance Tax
Meet the Senior Leadership Team at MJ Kane Accountancy
Meet the Senior Leadership Team at MJ Kane Accountancy
MJ Kane
Partner & Senior Accountant
ACCA Qualified | BSc Accounting
SME Tax Compliance | Crypto Taxation Compliance | Business Structuring
Jonathan Greenway
Partner & Senior Accountant
ACCA Qualified | BSc Hons Business Studies
SME Tax Compliance | Property Capital Gains | Inheritance Tax
Get Weekly Industry Updates
Subscribe to our newsletter and receive our latest news & insights directly to your inbox.
Accounting Tips, Tax Updates & Business Advice
Stay informed with the latest tax updates, financial tips, & business insights. Our experts share practical advice to help you make smarter decisions.
Accounting Terms Encyclopedia (UK)
Accounting Terms Encyclopedia Accounting and tax in the UK come with their
VAT Mistakes and How to Avoid Them
VAT Filing Deadlines 2025 and How to Prepare
What are the VAT filing deadlines UK 2025, how do you prepare
Freelancer Tax Tips UK
The financial challenges of freelancing are often a burden most people don’t
Tax on Crypto Currency and Digital Assets
Tax on Crypto Currency and Digital Assets is a rapidly evolving regulatory
HMRC Voluntary Disclosure Guide
Whether you are self-employed or run your own business, managing taxes can
We've worked with over 8,000 satisfied clients across the world.
We had a great experience here. The team have helped me all the way with setting up of a company, Payroll, tax returns and general advice. Always a speedy friendly response, no matter the query or issue we may have.
Julie McKay
MJ Kane and especially Nathan, highly recommended. He was so easy to deal with, very professional and knowledgeable. It made our lives easier and was such a relief to have help with the daunting world of tax.
Michelle McBratney
MJ Kane and especially Nathan, highly recommended. He was so easy to deal with, very professional and knowledgeable.I would not hesitate to return or to recommend Nathan to anyone needing financial assistance.
Ruth Wasson
I have been working with Jonathon since setting up my company and he has been consistently amazing! The company are very approachable and nothings ever a silly question. I wouldn’t go anywhere else and can highly recommend.
